BUYERS

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Buying a Home​

BUYING A HOME

Getting to the Heart of Home

Financing Locating the best loan for you involves comparing loans such as conventional, jumbo, FHA / VA, weighing mortgage benefits among fixed-rate, adjustable-rate, interest only and combo (piggyback) loans, evaluating FICO scores, getting preapproved, making sense of the GFE & HUD-1, finishing with underwriting and final loan approval.

Real Estate Purchase Contract

Definition: A real estate purchase contract is a binding agreement (between two or more parties with legal capacity) to purchase real property. It is based on legal consideration.

The Key Steps:

✓ Organize – Set a goal to save a certain amount of money each month—then stick to it.
Watch Spending and Savings – Prioritize your family’s spending needs so that saving becomes second-nature.
✓ Negotiate – Communicate early and often with companies or banks you owe money to so you can work out problems before they grow larger.
✓ Elevate Your Credit Score – Know your credit score and what it means to banks and credit card companies and your future.
✓ Read (and Understand) the Fine Print – Consider all the options, educate yourself, and be informed before you sign on the dotted line.

HOME BUYING PROCESS

COMMON BUYERS MISTAKE

HOME TOURS

FINANCING TIPS

MAKING AN OFFER

HOME INSPECTION

HOME APPRAISAL

REAL STATE TERMS

Getting to the Heart of Home Financing

Locating the best loan for you involves comparing loans such as conventional, jumbo, FHA / VA, weighing mortgage benefits among fixed-rate, adjustable-rate, interest only and combo (piggyback) loans, evaluating FICO scores, getting preapproved, making sense of the GFE & HUD-1, finishing with underwriting and final loan approval.

Lenders

Michael Demke MBA
602 510 4484

Jordan Hodges
480-729-8522

Jordan rents an office right here in our Gentry building and is super accessible, friendly and very knowledgeable to get your buyers into the right program. With many years of experience and a program to meet almost any buyer’s needs, Jordan is a great fit.

Home Inspector

Home Inspection are always a recommended part of a real estate transaction and you don’t want to entrust this task to just anyone.

Call or order your inspection online at:

www.Strattoninspection.com

Home Warranty

What is a Home Warranty Plan?

The last thing a home buyer wants to worry about after closing is what could possibly break or malfunction in her new home. Since that can cover a multitude of items and systems, for peace of mind, it’s a good idea to get a home protection plan. It’s especially a good idea to obtain a home warranty if you’re a first-time home buyer with no experience maintaining a home.